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Mortgage Floor Clause? Arrangement Fee? Make a Claim!

Current or former mortgage holders in Spain can claim for reimbursement due to overpayments via the floor clause. Arrangement fees that should have been paid by the bank can also be claimed. Additionally we can expect changes to the way local taxes on home sales are calculated. Take a look at what to do and what to avoid. ...

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Currency Transfers: Top Solutions

For many expats living in Spain, it’s sometimes necessary to make currency transfers. Even if you have no assets “back home” you may want to send a cash birthday gift or even clear your kid's overdraft. We’ve looked at the cheapest and best ways to make an international transfer. ...

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No Annual Fee Credit Cards in Spain

Many people still pay an annual fee for a credit cards associated to their bank account in Spain, but why pay 20€ or more per year if you can get one free that also comes with perks? ...

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Spain’s Christmas Lottery

You may be wondering why we want to write about the lottery, as it’s not exactly money saving. However Spain’s Christmas Lottery is more about tradition than the money - it isn’t the highest payer by a long shot.  ...

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